GalaxyOne: The One App to Rule Your Cash, Crypto, and Stocks?

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Dear diary, Galaxy Digital has unleashed GalaxyOne, the app that promises to juggle cash, crypto, and stocks all in one chic little package. It’s like having a personal assistant who also moonlights as a currency trader and a stockbroker, all with a smile and a notifications buzz. 💼💫

Galaxy Premium Yield offers an 8% annual return on cash via notes issued by Galaxy Digital LP, backed by Galaxy’s institutional lending operations that have been flirting with finance since 2018. The price of glamour, apparently: a minimum of $25,000, a ceiling of $1 million per investor, and a platform cap of $250 million. Interest is calculated daily and paid monthly into a GalaxyOne Cash account, because apparently time is money and money loves a payday. 🪙🗓️

– GalaxyOne (@galaxyoneapp) October 6, 2025

For the rest of us mortals, GalaxyOne Cash offers a high-yield cash account at 4% APY, insured by the FDIC up to $250,000 via Cross River Bank. Investors can opt to have the interest automatically reinvested into major cryptocurrencies like Bitcoin, Ethereum, or Solana, because nothing says ‘security’ like a daily rollercoaster in crypto land. 💸🔒🪙

GalaxyOne emerged from the Fierce mobile platform, which Galaxy acquired in 2024. Zac Prince, Galaxy Digital’s Managing Director, is at the helm, while Fierce’s former CEO, Rob Cornish, now serves as GalaxyOne’s Chief Technology Officer. The return of the brains behind the operation is almost.domain-worthy, if you’re into that sort of bragging rights. 🧠🚀

Positioning in the market

In a regulatory environment that’s finally starting to make sense (or at least pretend to), GalaxyOne hopes to stand out from the Coinbase and Robinhood crowd by prioritizing risk management, clear information, and solid security across its products. The aim is to be a versatile tool for U.S. retail investors who want to combine traditional and digital investments without needing a PhD in spreadsheet feng shui. 🧭🔐

CEO Mike Novogratz says they’ve spent years building institutional-quality infrastructure to serve the world’s most sophisticated investors, and now they’re extending that edge to individuals. Zac Prince adds that GalaxyOne delivers a unified opportunity to earn yield on cash, trade crypto, and access U.S. equities. In other words, the app that promises to be everything you’ve not quite learned to manage yet. 💬💰

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2025-10-06 18:03