In the dusty corners of the digital currency world, where the sun sets on the dreams of many, Ripple‘s CTO, David Schwartz, stands like a lighthouse keeper, guiding the ship of XRP through the stormy seas of speculation. He insists, with a twinkle in his eye, that XRP remains the steadfast heart of Rippleâs payment system, even as the company parades its shiny new stablecoin, RLUSD, like a child showing off a new toy.
Schwartz, the lead tech officer, made it clear that XRP is still the primary bridge asset in the grand bazaar of cross-border transactions. He believes that as the XRP Ledger gains traction, the utility and value of this altcoin will rise like bread in a warm ovenâthough one might wonder if itâs sourdough or just plain old white bread.
XRP: The Unsung Hero of Ripple Payments
In a recent tĂȘte-Ă -tĂȘte, an ardent XRP supporter lamented that Ripple now sings the praises of RLUSD more often than XRP. Schwartz, with a shrug that could rival a seasoned fisherman, admitted he didnât have the exact figures at his fingertips but was confident that XRP was still the workhorse of Rippleâs payment service, pulling the cart while RLUSD pranced around like a peacock.
âI donât have the numbers in front of me, but Iâm pretty sure XRPâs use as a bridge in Ripple Payments dwarfs every other asset,â he quipped, as if he were discussing the weather rather than the fate of a digital currency.
âI think stablecoins win for collateral use cases (volatile collateral is annoying) and edge use cases (volatility at the on/off ramps is alsoâŠâ
â David âJoelKatzâ Schwartz (@JoelKatz) July 30, 2025
Reports suggest that XRP still reigns supreme as the bridge currency, facilitating the swift and cheap transfer of funds from one fiat to another. In a world where market swings can make a stablecoin feel like a rollercoaster ride, XRP stands firm, like a trusty old mule.
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The Tug-of-War: Stablecoin vs. Altcoin
Schwartz drew a line in the sand, declaring that for tasks where price predictability is paramount, a stablecoin is the way to go. But for the majority of payments, he believes a liquid asset like XRP does a better jobâunless, of course, one is keen on avoiding risk entirely. After all, holding major digital assets can capture upside, and XRP fits that bill better than a cash-stuffed mattress.
As the horizon stretches out before us, Schwartz emphasized that the real-world use of the XRP Ledger will naturally drive demand for the crypto. As more projects and institutions tap into XRPLâs swift transaction speeds and low fees, theyâll need XRP to fuel their endeavors, like gas in a pickup truck.
This design makes it trickier to sidestep the coinâs native token than it is on other networks, where developers can wrap or bypass the base coin entirely, like a magician pulling a rabbit out of a hat.
Schwartzâs remarks come amid community murmurs that XRP is being pushed aside in favor of stablecoins. The choice by Hidden Road to back RLUSD raised eyebrows back in May 2025, like a cat watching a dog chase its tail.
But by shining a light on how deeply XRP is woven into XRPLâs mechanicsâand reminding investors that the altcoinâs volume still outstrips any other asset in Ripple PaymentsâSchwartz sent a clear message: XRPâs use wonât fade, even as stablecoins gain ground like weeds in a garden.
Based on these comments, Ripple seems to be taking a two-pronged approach: use RLUSD where price stability is critical, and rely on XRP for its proven liquidity and built-in role on the ledger. That strategy could keep both tokens busy in different corners of the crypto economy, ensuring XRP remains relevant even as new products pop up like daisies in spring.
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2025-07-31 21:17